Affordable Housing Loan Program of Pagibig Circular 12
Who are Eligible?
Borrower's eligibility is almost the same under Regular Housing Loan except that the maximum salary income required is P17,500 only. Also the maximum loan amount that the Borrower can avail is at P750,000 only.
Loan Purpose: The Borrower is entitled to this loan purpose only
Interest rates and Income Requirements:
Affordable Housing Loan program offers the lowest interest rates of 4% of P400,000 housing loan and 6.5% interest of P750,000 housing loan.
Monthly Amortization computation:
To summarize, the key advantage of having the Affordable housing loan program is a lower interest rate to the Borrower. Also, it limits the income requirement of P17,500 only so to give way to Borrowers who are earning of P17,500 or less.
Note: If you are looking for affordable house and lot in sta maria bulacan, we suggest to take a look at Las Palmas Subdivision. To get more details about this project, check details in this website. Our contact details are also listed here so you can immediately send queries to us.
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